When you talk about home ownership one of the most important things to keep in mind after purchasing your home is protecting your investment. Burglary and natural weather disasters are two of the most common and costly losses a person can experience in regards to their home. Depending on which area of the country you live, you may be more prone to specific weather issues. Nashville TN in particular has a higher probability of being devastated by a tornado compared to other states across America. The specific facts and figures about tornadoes that have historically hit Nashville and the surrounding Tennessee areas can be found by clicking here.
- Properly Protect Your Property
Some things you want to definitely get done before the storm hits is to add hurricane shutters or outdoor plywood boards to all of your home’s windows. Be sure to install anchors and pre-drilled holes ahead of time. This is as a precaution in case of an emergency you can board up your windows quickly and easily. Also, if you are looking into replacement windows in Springfield or Nashville TN be sure to ask to have tempered or storm resistant glass installed. In addition, consider adding hurricane straps that connect the roof to the walls of your home. Lastly, when the storm hits be sure you have a basement or interior room to gather everyone together until the storm passes. Broken glass and flying debris are two of the most common sources of injury turning a tornado.
- Stock Up
Ever notice when there is a big storm forecasted to hit your hometown that your local grocery store always runs out of bread and milk? That isn’t the kind of stocking up we are talking about. If your power goes out that milk isn’t going to do you any good. You want to make sure that you have enough basic survival items to get you through. You will want to have at least a two week supply of bottled water as well as ready-to-eat non-perishable foods for both the humans and the animals in your family. Also, be sure to have a bag packed in case you get orders to evacuate your home.
You are going to want to pack the following:
- A manual can opener
- Hygiene products
- Tennis shoes
- Battery powered flashlight
- First aid kit
- Two coolers: One with ice and one with food
- Sleeping bags
- Take Inventory and Make Sure You’re Covered
Do a quick inventory of your home to prepare yourself for the worst case scenario. Take pictures, or better yet video, of expensive items that if damaged would need to be replaced through an insurance claim such as electronics, clothing, jewelry, and furniture. Also, when making large purchases be sure to file the receipts to prove their value. Check your insurance coverage and make sure it reflects the current value of your home as well as the items within your home. Consider taking on additional coverage that will cover living expenses and valuable items should your home be classified as uninhabitable following a tornado.
- Have an Exit Strategy
This is one of the most important steps that will safe valuable time and reduce stress should it be deemed necessary that you leave your residence. If you don’t have your own vehicle, be sure your coordinate communication and transportation arrangements prior with family members or friends. You want to make sure your whole family has a place to go, and this includes your pets. Never leave your pets behind at home. Also, make sure you have the proper paperwork packed in the car in case you cannot return to your home. This includes your social security card, proof of residence, wills, birth certificates, driver’s license, insurance policies, and a personal checkbook. You do not want to take risks when it comes to mother-nature. If your area is under instructions to evacuate, you should do just that.